Why do other countries out rank the US academically Research Paper

Why do other countries out rank the US academically - Research Paper Example This becomes worsened by gadgets that can calculate and convert units of measurements with a press of a button. As a result, people lose touch with their academic background. Studies have shown that most Americans cannot convert units of measurement (Unger 88). Various organization rank students of different countries bases on academic performance. Due to the different educational requirements in different countries and curriculum variation, Math and Science avail the only common basis for comparison between American students and students from other nations. The Third International mathematics and science Study that includes results collected from over half a million students in more than 41 nations gets used as a benchmark to assess and compare the effectiveness of the various educational systems. Students from the industrialized European nations, Canada, Asia, the U.S and New Zealand got involved in the study. The study showed that students going to school under unimaginably tough conditions in third world countries like Costa Rica perform way better than American students (Bradshaw 111). Literacy levels in these developing nations are much higher than those in the industrialized nations. America ranked poorly in the study, behind countries like India and Brazil. Analysis showed that American students in the fourth grade perform below average. Middle school students ranked worse than their fourth grade counterparts, whereas high school students lacked the ability to compete academically. The standards set by high school students from other countries were too high, and there was no competition because American high school students were no match. Upon completion of high school education where students are ready to join higher education or the job market, American students perform poorly as compared to their peers in the Diasporas (Her 67). With the amount of funding that the American

Risk management and insurance Assignment Example | Topics and Well Written Essays - 1250 words

Risk management and insurance - Assignment Example (Yahoo Finance 2013) Professional liability insurance is a specialized form of liability insurance which indemnifies a professional who causes a loss to his or her client due to the negligent performance of their duties or which is not up to the professional standards stipulated by the professional association regulating the particular professional. For example, if a real estate agent arranged the sale of a property to a buyer on the basis that it would provide a specified level of rental income and it failed to do so, the real estate agent could be held liable for the shortfall on the basis of negligent misrepresentation. The article goes on to state that Great American Insurance Group’s Professional Liability Division launched earlier this year with offices in New York and Pennsylvania. Great American Stock Performance The following material was obtained from http://ir.greatamerican.com/stockquote.htm. It was obtained at 2:06 pm. ET Nov. 22, 2013. Last Price Change Open Day High 52 Week High $0.26 $0.00(Down 7.63%) $0.26 $0.26 $0.50 Volume Previous Close Day Low 52 Week Low 11,500 $0.26 $0.26 $0.15 Year End Stock Prices Stock Price ($) $3.70 $0.49 $0.12 $0.31 Year 2009 2010 2011 2012 The website goes on to stipulate that the above information is intended for informational and not trading purposes and is provided by a third party and not Great American. Description of Company Great American Insurance Group is engaged primarily in property and casualty insurance focusing on specialized commercial products for businesses and in the sale of traditional annuities.(Great American Insurance Group) The Property and Casualty Group (P and C) is among the oldest in the US, dating from the founding of the Great American Insurance Company in 1872. The website advises it has about 30 specialty lines of insurance to meet the needs especially of a variety of small and mid sized businesses. (Presumably this is because larger companies tend to have sufficient resources to self insure for many of the risks.) The site also claims that the company builds relationships with the markets and the communities it serves so that they can concentrate on their core business rather than on the risks they may face. While this is likely true, it must be remembered that companies too small to have their own risk manager tend to rely on their insurance broker for sound impartial advice concerning what insurance coverage they really need and what risks can be dealt with more economically by other means. The website also quotes high financial strength ratings by such agencies as Standard & Poors and Moodys. There are also various kinds of reinsurance coverage available within the Great American Group. There are 4 accounting ratios important to the financial health of a company. Unfortunately I was unable to obtain precise figures for Great American, only the reference to their overall â€Å"A† rating by agencies indicating that this company is in good standin g financially. However I will explain the calculation and the importance of each of the ratios. The first one is the loss ratio which is losses (claims paid) plus adjustment expenses

APPLE PAY AT WALGREENS Research Paper Example | Topics and Well Written Essays - 250 words

APPLE PAY AT WALGREENS - Research Paper Example The Walgreen Company, the largest drug retailer in the United Stated is one among many companies which has implemented the latest payment solution in the world and the results are clear. Costanza (2015) notes that there has been an increase in sales for Walgreen. While this cannot be single handedly attributed to Apple pay, customer convenience and the ease of payment has greatly improved since its introduction. Apple pay which is backed by the world’s most valuable technology was able to be rolled out at Walgreen Company with minimal cost and disruptions. As noted in the interview with company executive voyles, the ease of payment, security and speedy check-out has proved to be a major hit with customers. Apple pay is enabled by NFC and EMV technology and backed up by the three main card providers Visa, MasterCard and American Express. While highly successful so far, there have been challenges. For example two main retailers Walmart and BestBuy have rejected this payment system in favor of their own. Reisinger (2014) also notes that there are other challenges such as a dead battery, losing your mobile phone as well as platforms which are not supported. Overall Apple pay has a positive impact on sales and customer experience at the Walgreen Company. While challenges and competition heat up mobile payments will in the future remain at the heart of today’s tech savvy

Destination Alliances Article Example | Topics and Well Written Essays - 500 words

Destination Alliances - Article Example The article "Destination Alliances" talks about the alliances - market strategies whereby two or more organization join to share marketing strategies or to promote concepts, services, or products. Alliance marketing is suitable for any business as long it finds an organization that shares mutual goals.A destination marketing organization (DMO) or convention and visitors bureau (CVB) is an organization that supports a town, city, region or country with the aim of increasing the number of visitors. DMO and CVB also promote the development or markets a destination through convention sales, tourism marketing, and services. Apart from targeting a high number of visitors, DMO and CVB also targets increase of business travelers which brings about overnight lodging for a destination, shopping revenues, and visits to restaurants. These organizations are funded by the country’s taxes. Convention and visitors bureau is considered to be the most important tourism marketing organizations i n their respective tourist destination. Philadelphia is referred as the world heritage city in the United States of America. It is a home to many national historical sites related to the foundation of the United States and it is among the 22 UNESCO World Heritage sites. It is in Philadelphia courageous visionaries crafted the modern day democracy. It harbors the independence hall, the liberty bell, the first and second bank of the USA, the president house where George Washington and John Adams spent most of their presidencies.

Perspectives on People at Work Essay Example | Topics and Well Written Essays - 1500 words

Perspectives on People at Work - Essay Example They make possible the application of the process of management and create a framework of order and command through which the activities of the organisation can be planned, organised, directed and controlled. In this case, the personality of a manager and his own individual differences determine the style of management and have a great impact on the staff. Without the direct participation and support of a manager, this power cannot be pushed to its full potential. Successful management require many of the characteristics common to all managers, but also requires special abilities to manage any organization in today's rapidly changing environment. The concerts of perception, individuality and attitudes play the most important role here. The impact of individual differences on the staff is important, because managers are judged not just on their own performance but on the results achieved by subordinate staff. There are many ways of looking at the meaning and role of individuality. It should be mentioned that for many oganisations, individuality of the manager and his personal skills as a leader is the main criteria in recruiting. For some corporations, individuality is the major criteria for further promotion. The personal qualities of managers are identified as an essential part of the process of management and require that proper attention be given to the personnel function. The effectiveness of any team or staff is dependent upon the efficient use of their skills and knowledge. In this case, the human element plays a major part in the overall success of the organization (Robbins, 2004). Proper attention to the personnel function of a manager helps to improve the efficiency of the labour force and the level of organisational performance in general. The influence of the manager's individual differences can be explained by the fact that the manager is an example for his subordinates. The manager is a leader who has a great influence on employees through his image, personal values and ability to motivate people. Good communication skills of the manager will result in an open and friendly atmosphere in the organization. If the manager has a reserved character, the staff relations will be restraint and emotionally limited. The staff can exercise self-direction and control to achieve objectives to which they are committed, if they are persuaded by the manager. The practical manager can be helped by analysing various approaches to leadership styles, but he must come to his own conclusions and adapt to the actual situation. Under proper conditions people can learn to accept and seek responsibility to follow his style of management and personal characteristics. The impact of manager's differences is closely connected with the process of perception. The concept of perception means that people select from the environment around them the information they need the most. The process of perception includes comprehension of sounds, shapes, smells, colours, pain, movement, taste, touch, pressures and feelings. And the most important, the process of perception determines individual behavioural responses to particular situations (Schuler, 1998). From the psychological point of view, perception is explained by the fact that people are not able to respond to everything around them, and they subconsciously select the information. The process of perception is important for a manager, because he has individual differences perceiving other people, and employees perceive him

Self-love; do you have to love yourself in order to love others Term Paper

Self-love; do you have to love yourself in order to love others - Term Paper Example Love has been the prescribed remedy for most of the problems that people confront with in their daily life. Love was interpreted by many; we all experience it, share it, long for it; yet know little about what actually love is. Generally, people think that they all have self love. The evidence they find for this belief is that they defend themselves, they enjoy, they work and earn etc. Yet many of them are not able to give an immediate answer to the question whether they love themselves. The reason must be that they have seldom attempted to analyze whether they have self-love, despite, many of them are so familiar with the Christian rule â€Å"love others as you love yourself.† (Mt: 22:39). Question whether we should love ourselves in order to love others is a disputable one. Some are of the opinion that it does not necessarily require self love in order to love others. People of the other view believe that loving others without having self-love is pseudo love because what peo ple find bad with themselves, obviously find more with others. So the love they express toward others is only a short term pretension. Among the both concepts the latter seems to be more justifiable. One of the definitions goes like this; â€Å"Loving self means being real and accepting every aspect of ourselves. We are having a human experience in a unique human body. We are not having an idealistic saintly experience. We are human we get angry, we feel sad, we love, we are selfish, we are generous, we lie, we hide†¦. But we must embrace them all if we want to experience love of self.† (Isha, 2008 p.58). The self love begins with accepting oneself in spite of all the negative factors of one’s character and limitations. An individual can not wait for becoming a perfect character to begin loving himself. In spite of all the bad habits and unworthiness we all have certain virtues within our souls. According to Aristotle’s Nicomachean ethics (Aristotle, Browne &

Emergency Management Assignment Example | Topics and Well Written Essays - 250 words - 1

Emergency Management - Assignment Example The author is also keen to present the seven standards that define critical thinking in a bid to enlighten the reader. In the last chapters of the book, the author presents a review of the process involved in critical thinking. One of the concepts described in the definition of critical thinking. Using the SEE-I process it is possible to break down the definition of critical thinking ((Nosich 40). For example, certain political situations compel a leader to indulge in critical thinking. This is common when nations face economic recessions and a leader must think critically in a bid to identify effective strategies for addressing the issue. The globe is facing a new Ebola threat, which has proven to be more severe than those experienced in the past. West African countries have been adversely affected by the Ebola epidemic with a registered mortality of over 1000. This situation compels nations to indulge in critical thinking as they identify potential strategies of combating the spread of the disease. This may translate to a rigorous process of critical thinking that identifies the most effective solutions that leaders can adopt in their fight against Ebola (Frieden et al). Such critical thinking should consider the eight elements of reasoning highlighted in the assigned reading discussed